Seized Car Insurance:
If your car has been seized by the police you are going to need a specialist seized car insurance policy. A standard car insurance policy won’t cover you. You probably have enough problems to deal with without buying an insurance policy from an obstructive insurance provider. If you buy a policy that is not correct you may risk not getting your premium back, so contact us to get seized car insurance that works.
Alternative Insurance Brokers are specialists in helping drivers in situations that the mainstream broker cannot help and when a client needs help as quickly as possible. Alternative have helped drivers whose vehicles have been seized to get the policy they need to get their vehicles back on the road.
Why use Alternative Insurance Brokers for seized car insurance?
Alternative are specialists in products that help drivers who will be turned away from other providers. We have a dedicated team of staff who are used to dealing with the vast array of specialist circumstances and we pride ourselves on helping people solve tricky situations.
If your vehicle has been seized and you need help getting the required cover to get the vehicle out of the impound, get in touch with us today to purchase seized car insurance.
Long and short term seized vehicle insurance are available from a large panel of different insurers.
Alternative offer policies starting from as little as 30 days in length which is the minimum period many impounds will accept. This means we can get you covered while you retrieve your seized vehicle from the impound without committing you to an annual policy. However, if the circumstances work we can offer an annual option for you.
Why would a vehicle be seized?
Unlicensed Drivers:
•A uniformed officer requires a person to produce his/her driving licence and its counterpart (if applicable) for examination if requested.
•If the person fails to produce them, and the officer has reasonable grounds for believing a motor vehicle is or was being driven by the person other than in accordance with a driving licence for that class of vehicle, the vehicle will be seized.
Uninsured Drivers:
•A uniformed officer requires a person to produce evidence that a motor vehicle is not or was not being driven without a valid certificate of insurance to cover its use.
•If the person fails to produce such evidence, and the officer has reasonable grounds for believing the vehicle is or was being driven without a valid certificate of insurance to cover its use, the vehicle will be seized.
Drivers who fail to stop:
•A uniformed officer requires a person driving a motor vehicle to stop the vehicle when requested.
•If the person fails to stop the vehicle when requested, or fails to stop the vehicle long enough, the vehicle could be seized.
•This also applies to drivers who stop but then make off on foot.
Obstruction or Dangerous to other road users:
•Attending officers will give the driver a reasonable time to remove their vehicle if it is causing an obstruction. If not, the vehicle could be recovered.
For use as evidence:
•Under the Police and Criminal Evidence Act 1984 (PACE) police can recover any evidence at a crime scene.
What happens to seized vehicles?
A seized car will be impounded and the owner then typically has 14 days to reclaim the vehicle. In order to do so, the owner will have to present proof that they have a valid insurance policy that covered impounded vehicles. If you haven’t contacted the police within 14 days then they’re entitled to assume you will not be collecting the vehicle and dispose of the vehicle. In some circumstances (and providing you make contact beforehand) you may be able to arrange for the vehicle to be kept impounded for collection later than the 14 days at the discretion of the impound and in exceptional circumstances.
