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Motor Trade Insurance – Protect Your Business and Vehicles Under One Policy

Motor Trade Insurance to Keep Your Business Running Smoothly

If you use vehicles as part of your business, whether they belong to you, your employees, or your customers, then Motor Trade Insurance is essential. This specialised cover protects you and your business against the higher risks involved in handling and working on vehicles regularly. At Alternative Insurance Brokers, we provide flexible policies, starting from two vehicles, ensuring your business is covered for the specific needs it has.

Why Choose Fleet Insurance?

1. Specialist Team

Our experts can help you find the right motor trade insurance policy.

2. Policies for 2 Vehicles or More

Flexible options for businesses of all sizes.

3.Wide Panel of Insurers Available

We work with a variety of trusted insurers to find you the best deal.

4.Flexible Payment Options Available

Pay your policy in a way that suits your business.

Key Cover Details

This specialised cover protects you and your business against the higher risks involved in handling and working on vehicles regularly. 

Road Risk Only Motor Insurance

Covers only the vehicles on the road.

Liability Motor Trade Insurance

Provides coverage for liability related to employee or customer vehicles.

Combined Motor Trade Insurance

Comprehensive coverage for all aspects of your motor trade.

Material Damage Cover Available

Protects against damages to property and vehicles.

motor trade Insurance FAQs

Frequently asked questions

Motor trade insurance is a specialised policy designed for businesses involved in the motor trade, such as mechanics, car dealerships, and vehicle repair shops. It covers vehicles owned by the business, customer vehicles, and staff who drive company vehicles, protecting against a range of risks associated with handling vehicles.

Car insurance is designed for personal use and typically does not cover the commercial risks associated with running a motor trade business. Motor trade insurance provides the necessary cover for vehicles on the road, at the premises, and covers the legal liabilities businesses face, which personal car insurance does not.

Motor trade insurance is more expensive for people under 25 because young drivers are statistically more likely to be involved in accidents. This higher risk leads to increased premiums as insurers factor in the additional risk associated with younger, less experienced drivers.

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Get in touch for personalised insurance advice and support.