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Specialist Flood Risk Home Insurance

Flexible & Reliable Cover For Properties In Flood-affected Or High-Risk Area

Flood Risk Home Insurance is essential for protecting properties in areas prone to flooding or with a history of flood damage. Alternative works with a panel of specialist insurers to provide you with tailored policies that suit your needs. Our flexible options allow you to choose cover for 3, 6, 9, or 12 months at a time, ensuring you only pay for what you need. Whether your property is undergoing renovations or located in a high-risk area, our team of knowledgeable advisers can help find the right cover for you.

Why Choose Us for Subsidence Home Insurance?

1. Instant Cover Over the Phone

Get immediate protection for your property.

2.Wide Panel of Insurers Available

Access competitive pricing and comprehensive cover options with a broad selection of insurers.

3.Experienced Team

Our experts will help find the best policy for your property.

4.Flexible Payment Options Available

Choose payment terms that suit your financial situation, with flexible options available.

Key Cover Details

Without this specialist cover, you may be left vulnerable to significant financial losses.

Flexible Policies

Choose from 3, 6, 9, or 12-month options.

Liability Cover

Up to £2 million for property owners.

Renovation Cover

Protection for properties undergoing renovations.

Flood Risk Home insurance FAQs

Frequently asked questions

It covers damages caused by flooding, including structural repairs and protection for your belongings.

It offers tailored protection for homes at greater risk of flooding.

Use government flood maps or ask your insurer to confirm your property’s risk level.

Yes, full disclosure of previous flood claims is required for accurate coverage.

Install flood defences, improve drainage, and use water-resistant fixtures.

Contact Us

Get in touch for personalised insurance advice and support.