Motor Trade Insurance

Get A Quote

Keeping your business and customers’ vehicles protected under one simple policy.

If you use vehicles as part of your business, then you need a special type of cover, Motor trade Insurance. This includes if your employees drive company or customers’ vehicles. In other words, if a vehicle comes under the responsibility of your staff then you need motor trade insurance. This is due to the higher risks you face dealing with vehicles on a more regular basis than the average car user.

At Alternative Insurance Brokers, we can cover your business. Whether you have multiple vehicles in action, or are a mechanic working on other people’s cars, we can help. We cover from 2 vehicles and upwards for flexibility. Also, we understand that everyone’s business is different. Therefore everyone needs different things from their insurance. By working closely with our panel of insurers we can make sure that you get the right insurance for your specific needs. Contact us for a quote that works for you.

Cover Details

____

Road risk only motor insurance

Liability motor trade insurance

Combined motor trade insurance

Material damage cover availible

What We Offer

____

Specialist team able to help find you the best policy

Policies for 2 vehicles or more

Flexible payment options

Wide panel of insurers availible

Motor Trade Insurance FAQs

What is motor trade insurance?

Motor Trade insurance is to protect professionals who work with or are responsible for business or customer vehicles. Therefore the policy includes cover for mechanics, valet businesses and car dealerships.

Why you can’t use car insurance for a motor trade business?

A majority of private car policies will exclude the use of motor trade in their terms and conditions. This means that if you are caught driving as a motor trader, on a private car policy, the insurers and police will treat this like having no insurance. This could lead to the vehicle being impounded, or not insured in the event of an accident.

Why is motor trade insurance more expensive for people under 25?

All motor insurance is more expensive for drivers under the age of 25. This is because drivers this age are seen to be a higher risk, and more likely to have an accident.

Get A Quote

Recent Articles

Is fleet insurance for you?

Hesitant about adding a new addition to your garage because of the premium and administrative process of yet another motor insurance? Consider getting fleet insurance to keep multiple vehicles insured at the same time.    What is fleet insurance? Instead of...

How to provide protection to your unoccupied home as a landlord

Insurance provides financial protection in case of unexpected events, such as theft, fire or natural disasters. If you own an unoccupied apartment, insurance can help safeguard your investment and give you peace of mind. Unoccupied apartments can be particularly...

4 things to double-check when you buy your travel insurance

As the holiday season approaches, some of you might have already booked and geared up for a holiday trip. However, besides plane and tickets, travel insurance is something you do not want to stint on to ensure a safe, delightful journey. Besides making sure you got...

Modified Car Insurance: A Guide

Modified Car Insurance 101   Many car owners turn to car modifications when it comes to enhancing vehicles' performances and aesthetics. Whilst driving around with upgraded cars is an exceptional experience, some might be concerned that modified car insurances are way...

The FCA probes into the issue of high insurance premiums for tenants

As the rate of inflation rises rapidly, the majority of the British population are taking a severe hit on their spending capacity. Consumer prices have risen to 9.4% since 2021, the highest recorded rate ever since February 1982. The Financial Conduct Authority have...