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Flood Risk Home Insurance is essential for protecting properties in areas prone to flooding or with a history of flood damage. Alternative works with a panel of specialist insurers to provide you with tailored policies that suit your needs. Our flexible options allow you to choose cover for 3, 6, 9, or 12 months at a time, ensuring you only pay for what you need. Whether your property is undergoing renovations or located in a high-risk area, our team of knowledgeable advisers can help find the right cover for you.
Get immediate protection for your property.
Access competitive pricing and comprehensive cover options with a broad selection of insurers.
Our experts will help find the best policy for your property.
Choose payment terms that suit your financial situation, with flexible options available.
Without this specialist cover, you may be left vulnerable to significant financial losses.
Choose from 3, 6, 9, or 12-month options.
Up to £2 million for property owners.
Protection for properties undergoing renovations.
It covers damages caused by flooding, including structural repairs and protection for your belongings.
It offers tailored protection for homes at greater risk of flooding.
Use government flood maps or ask your insurer to confirm your property’s risk level.
Yes, full disclosure of previous flood claims is required for accurate coverage.
Install flood defences, improve drainage, and use water-resistant fixtures.
We are committed to providing personalised insurance solutions.
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