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Holiday home insurance is essential to protect your investment. Many people across the UK have a second home for those quick and easy getaways, while others rent out their property when not in use. Either way, having the right holiday home insurance in place is vital. This is because your second home can be at higher risk of break-ins or vandalism, particularly when it’s left unoccupied. Additionally, if you’re renting out the property, it’s important to make sure you’re fully covered to protect both your property and your tenants. We cover a wide range of properties, including second homes, holiday park homes, and more.
Get the cover you need quickly and easily.
Access competitive pricing and comprehensive cover options with a broad selection of insurers.
Our experts will help find the best policy for your property.
Choose payment terms that suit your financial situation, with flexible options available.
We work with a wide panel of insurers to find the best price for your holiday home insurance.
Choose the right term to suit your needs.
Protection for property owners in case of injury or damage.
We can still offer coverage even if the property is being worked on.
Protect both the structure and the belongings inside.
Holiday home insurance typically covers a range of incidents, including fire, theft, vandalism, and damage caused by weather conditions. It can also provide cover for contents, liability for injuries on the property, and loss of rental income if your property is rented out. Some policies may also cover damage during renovation or refurbishment work.
Holiday home insurance differs from standard home insurance because a holiday home is often left vacant for extended periods. This increases the risk of issues like burglary or vandalism. Additionally, holiday home insurance takes into account the specific needs of owners who may rent out their properties or use them for short stays, and therefore the policy provides extra coverage for those situations.
Yes, we can offer insurance for holiday homes located outside the UK. However, the coverage may vary depending on the location and specific requirements. It’s important to discuss your exact needs with us so that we can find the most suitable policy for your overseas property.
Yes, the structure of your holiday home does matter when it comes to insurance. For example, the coverage may differ for a cottage, static caravan, or a holiday park home. Certain structures may require specific types of insurance to ensure that you are adequately protected, particularly in the event of weather-related damage or wear and tear caused by tenants.
We are committed to providing personalised insurance solutions.
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