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Protect Your Property with Customised Landlord Insurance

Flexible Landlord Insurance Built to Cover Your Buy-to-Let Needs

Landlord insurance is essential for anyone renting or letting a property. At Alternative Insurance, we offer a range of schemes designed to meet the specific needs of landlords. This specialised insurance protects your building and its fixtures from common risks like fire, lightning, and explosions. Additionally, it provides peace of mind with coverage for loss of rent, malicious damage, theft by tenants (on selected policies), and liability protection. Some of our policies even include free landlord legal expenses, making it easier to manage your buy-to-let property confidently.

Why Choose Us for Your Landlord Insurance?

1. Flexible Conversion

Easy conversion to or from unoccupied property insurance.

2.Wide Panel of Insurers Available

Access competitive pricing and comprehensive cover options with a broad selection of insurers.

3.Experienced Team

Our experts will help find the best policy for your property.

4.Flexible Payment Options Available

Choose payment terms that suit your financial situation, with flexible options available.

Key Cover Details

Our policies offer more than just protection for your property – they also include liability cover for landlords, safeguarding you in case of legal claims from tenants or employees.

Loss of Rent

Financial protection if your property becomes uninhabitable due to insured damages.

Accidental Damage

Coverage for unintentional damage to your property caused by tenants.

Employers Liability

Protects you if an employee claims against you for injuries sustained while working on your property.

Public Liability

Safeguards against legal claims from tenants or visitors for injury or damage sustained on your property.

landlord insurance FAQs

Frequently asked questions

Yes, we can provide insurance cover for Housing Associations. Whether it’s a single property or a portfolio, we can tailor policies to meet the specific needs of Housing Associations. This includes protecting against risks such as damage, liability claims, and loss of rent. Speak to our experienced team for a policy designed to suit your organisation’s requirements.

To minimise risks to an unoccupied property, ensure regular inspections are carried out, even by a trusted neighbour or property manager. Secure the property by fitting robust locks and an alarm system. Turn off utilities if the property will be vacant for an extended period and remove any valuable items. Inform your insurer that the property is unoccupied to ensure your cover remains valid and sufficient.

Yes, we can cover multiple properties under a single landlord insurance policy. This is an ideal solution for landlords with property portfolios or Housing Associations. Combining all properties under one policy can save time and money while ensuring comprehensive protection across your portfolio. Our policies can also be tailored to include specific cover for each property, such as liability or accidental damage.

Yes, the structure of your holiday home does matter when it comes to insurance. For example, the coverage may differ for a cottage, static caravan, or a holiday park home. Certain structures may require specific types of insurance to ensure that you are adequately protected, particularly in the event of weather-related damage or wear and tear caused by tenants.

Contact Us

Get in touch for personalised insurance advice and support.