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Subsidence Home Insurance from Alternative Insurance is designed to provide specialist cover for properties affected by structural movement, including sinking, leaning, or rising. If your property has a history of subsidence, having the right insurance in place is essential to safeguard against further risks. To secure cover, a structural report proving the subsidence has been resolved is typically required. This ensures your property is insured fairly and comprehensively. With our access to a wide panel of insurers, we’ll work with you to deliver protection tailored to your property’s unique needs.
Get immediate protection for your property.
Access competitive pricing and comprehensive cover options with a broad selection of insurers.
Our experts will help find the best policy for your property.
Choose payment terms that suit your financial situation, with flexible options available.
Without this specialist cover, you may be left vulnerable to significant financial losses.
Comprehensive protection against unforeseen disasters.
Secure your property’s structure and contents against criminal activities
Protection from adverse weather conditions.
Coverage specifically for subsidence-related incidents.
Subsidence is fixed by addressing its cause, such as underpinning foundations, removing problematic tree roots, or repairing leaks. A structural engineer can guide repairs to stabilise the property.
Landslip is the downward movement of soil or rock on a slope, often caused by erosion or heavy rain. It can severely damage properties on hillsides.
Heave is the upward movement of the ground, usually due to expanding clay soil. It can crack walls and floors and often occurs after tree removal.
Settlement is the natural compression of ground under a building, common in new builds. It’s usually minor but can cause cracks if excessive.
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