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Specialist Subsidence Home Insurance Tailored to Protect Your Property

Subsidence Home Insurance for Peace of Mind

Subsidence Home Insurance from Alternative Insurance is designed to provide specialist cover for properties affected by structural movement, including sinking, leaning, or rising. If your property has a history of subsidence, having the right insurance in place is essential to safeguard against further risks. To secure cover, a structural report proving the subsidence has been resolved is typically required. This ensures your property is insured fairly and comprehensively. With our access to a wide panel of insurers, we’ll work with you to deliver protection tailored to your property’s unique needs.

Why Choose Us for Subsidence Home Insurance?

1. Instant Cover Over the Phone

Get immediate protection for your property.

2.Wide Panel of Insurers Available

Access competitive pricing and comprehensive cover options with a broad selection of insurers.

3.Experienced Team

Our experts will help find the best policy for your property.

4.Flexible Payment Options Available

Choose payment terms that suit your financial situation, with flexible options available.

Key Cover Details

Without this specialist cover, you may be left vulnerable to significant financial losses.

Fire, Lightning, Explosion, and Earthquake

Comprehensive protection against unforeseen disasters.

Damage and Theft

Secure your property’s structure and contents against criminal activities

Storm, Flood, or Weight of Snow

Protection from adverse weather conditions.

Subsidence Claims

Coverage specifically for subsidence-related incidents.

Subsidence insurance FAQs

Frequently asked questions

Subsidence is fixed by addressing its cause, such as underpinning foundations, removing problematic tree roots, or repairing leaks. A structural engineer can guide repairs to stabilise the property.

Landslip is the downward movement of soil or rock on a slope, often caused by erosion or heavy rain. It can severely damage properties on hillsides.

Heave is the upward movement of the ground, usually due to expanding clay soil. It can crack walls and floors and often occurs after tree removal.

 

Settlement is the natural compression of ground under a building, common in new builds. It’s usually minor but can cause cracks if excessive.

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